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Could an app help you save for your engagement ring?

Buying an engagement ring can be an extravagant purchase, and if often takes time and a lot of savings before you have the funds available to buy the perfect ring. However, there are ways in which saving for your ring can be made a little easier. Here’s how using a simple app can help you save for one of the most important purchases you’ll ever make.

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Money saving apps

There are apps for everything these days, so it makes sense that apps to help you save money are available. Some apps, such as Money Dashboard, allow you to keep track of your spending with categories detailing how you spend your money. Others, such as Chip and Plum, analyse your income and outgoings to see how much you can afford to save each month. They will then take this out of your account in small amounts and place it into a separate savings account for you.

Cashback sites such as TopCashback and Quidco are also helpful in saving. You are rewarded by using their app before being directed to the retailer to make your purchase. Although you might only earn small amounts, regular use of these apps allows your cashback amount to add up quickly.

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Alternative methods

While many find that using a money saving app is the best option for them, others prefer to save a different way. From making spreadsheets detailing income and outgoings to putting away a small, set amount every day as part of a savings challenge or taking advantage of an ISA, there are many ways to save that may work for you.

The saving shouldn’t stop once you have reached your target, however. Although it may seem easier to walk into a store to buy diamond engagement rings, it might also be a more expensive option. Therefore, you should always shop around. In addition to shops on the high street and exclusive jewellery boutiques, Diamond Engagement Rings can also be found for a fraction of the price online, so you should search thoroughly to make sure that you are getting the best price.

Whether you prefer to use an app or an alternative saving method, ensure that you continue to save after the big purchase. After all, the engagement ring is only the first step to the wedding.…